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Recycle Holiday Cards

Every holiday season, families all over the country and all over the world have a plague that fills their home - tons of Christmas cards! But before you get ready to toss out that huge box full of cards you've accumulated, there are many creative ways to use those cards and have fun with your kids! Make cinnamon stick ornaments for your tree! Wrap a small bundle of cinnamon sticks together with a ribbon tied in a bow (leave a loop for hanging). Using a tiny bit of glue, attach a shape cut from ...
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Create A Gift Basket For A Cat Lover!

The choice of what gift to give your family and friends can often be a difficult one. One of the best gifts that you can give is a themed gift basket. A gift basket is that one present that comes in many shapes, themes and of course price ranges. A gift basket can also be a new arrival gift idea for that family pet. The diversity of gift baskets is never-ending. You can give a cat gourmet food gift basket (make sure they are good quality products to ensure the feline doesn’t reject the ...
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Cash Back And Rewards Credit Cards

The competition to get your credit card business has heated up so extensively that banks are literally paying you to take a credit card from them. Nearly every major issuing bank now offers a credit card that gives you bonuses for using their card. Consider the following offers you can find today on Internet sites where you can apply for a card online. Cash Back Credit Cards These cards return money to you in the form of checks. Many of the cards offer deals like 5% cash back on purchases at ...
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Fun with Credit Cards

For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise you not to try any of this stuff at home. What I'm about to describe is not one of those illegal credit card schemes. Instead, I'm talking about taking full advantage of the benefits and offers that credit card companies and store chains ...
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5 Tips for Savvy Use of Your Home Equity Line of Credit

Tapping your home's equity to pay college expenses, consolidate credit card debt or even to buy a new car or boat is common place. Many economists attribute the additional buying power afforded consumers through home equity debt as a primary reason the nation's economy has been able to emerge from the recent recession. Yet, aside from simply allowing consumers to spendmore, the flexibility and efficiency of a home equity line of credit (HELOC) can provide the financially savvy person with the ...
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Gift Basket Heaven

I love receiving gifts, and let's face it...who on earth doesn't. Getting flowers from my husband always makes me feel special. The cards I get from the kids on my birthday and the holidays are precious to me. Still, there is one gift I look forward to more than any other. I have an aunt who I have always been very close to and who sends me a gift basket every year for Christmas. In over ten years of receiving gift baskets from her, I have never had the same basket twice and I have never ...
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Give the Gift of Self esteem for Christmas!

It is definitely moving in on us like a wonderful winter storm. Christmas is just around the corner and we all know what that means. It means that we have to think and re-think about what to get him and her, for Christmas. It means that our energy levels will be stretched way out. With all the preparations and money spending that we all will be involved with, one thing is certain. A kind word to boost our self-esteem and Christmas cheer will be more than welcomed by all. I have always ...
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Christmas Gifts and Celebrations That Won't Break the Bank

If not for the fact that Christmas is a time of laughter and merriment, the yuletide season can be awfully frustrating especially for people who have a budget to think of. With lots of expenses for the Christmas celebration already lined up at your door -- decorations, dinner, gifts -- sticking to the family budget can be difficult, at best! That is, unless, you are smart enough to come up with creative ideas on how to spend Christmas with a bang without spending a lot. Here are some tips: 1) ...
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40 Unique Gift Ideas

Giving unique gifts at Christmas does not have to break the bank. These are some of my favorite unique gift ideas. Each of these can be made or bought for under $10. Check your shopping list and begin finding a unique gift for each of them. They will thank you and so will your bank account. No matter what the occasion you will find a unique gift idea to suit your purpose. These will make unique gifts for Valentine's Day, Mother's Day, Father's Day, Christmas presents, ...
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Baby Shower Gift for Dads

Gift for Dads: The mom is always on the limelight when she is pregnant. Poor Dad! He is also excited as mom. It is his proudest moment too. After all it is his son or daughter too.. It would be nice to invite dad to the shower. If it is a ladies only shower, you could still get the proud Dad-to-be a gift. In this piece you will see some of the suggestions which could go as gifts for Dad. It is the thought that counts: The gift for dads need not be necessarily expensive. There are plenty of ...
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